Real Estate Loans

Come to the place you know and TRUST for all your real estate borrowing needs. Whether you want to complete a long-awaited home-improvement project, need a mortgage to buy your dream home, or want to refinance for a lower rate and/or term, PFFCU is there for you. We offer terrific rates, flexible terms, and a convenient application process. Check out our Member Survey Results to learn what members just like you have to say about our real estate lending process.

Home Equity Loans
A PFFCU Home Equity Loan is your easiest road to affordable borrowing! Apply now with no application fee to take advantage of the equity you've accumulated in your home --- consolidate high-interest debt, make home improvements or simply finance the things you want. We feature low rates and a variety of terms ranging from 5 to 20 years. There are no points or closing costs with a PFFCU Home Equity Loan, and you can finance up to 100% of your home's value! You can even borrow up to $600,000.   Learn More»

Home Mortgages
When you're ready to purchase a home, PFFCU offers a wide variety of mortgage products that will suit your needs. And, there is no application fee! Our Mortgage Advisors offer personalized service and a commitment to finding the right mortgage for your individual needs. Call 800/228-8801 or 215/931-0300 and ask to speak with a Mortgage Advisor to schedule a personal appointment.    Learn More»

Mortgage Refinance
PFFCU has two mortgage refinance options to suit your individual needs. Our EXPRESS Refi Mortgage offers the same low rates as our traditional mortgage products, and you can save $2,000 or more in closing costs over a traditional mortgage. We offer terms up to 15 years with fixed rates, and adjustable rate mortgages with 30 year terms where the initial interest rate and payment are fixed for the first 3, 5, 7 or 10 years. Our Traditional Refinance loan offers terms up to 30-years with fixed-rates and adjustable rates.     Learn More»

Home Equity Line of Credit
With a PFFCU Home Equity Line of Credit you can borrow up to $600,000 at a rate of prime minus .75%. The minimum APR that can apply during the term of this Line of Credit is 4.00%.   Learn More»

Real Estate Calculators
Our Real Estate Calculators can help you determine things like your monthly mortgage payment or how much you can afford. Learn More»

Real Estate FAQ
Our FAQ page contains answers to commonly asked real estate questions. Learn More»

Homeowner's Insurance
PFFCU members have access to homeowner's insurance quotes through MEMBERS^® Homeowners Insurance.   Learn More»

Mortgage Life and Disability Insurance
PFFCU offers members access to mortgage life insurance and mortgage disability insurance through American General Assurance Company and the plan administrator, First Service Group.

Free Credit Report
The Fair and Accurate Credit Transactions Act (FACT) enables you to obtain a free copy of your report once a year from each of the three major credit bureaus.     Learn More»

Credit Counseling and Debt Management
PFFCU Members can get free, confidential credit counseling and a free Debt Management Plan (DMP) account set up from professional credit counselors at Consumer Credit Counseling Service of Delaware Valley (CCCS).    Learn More»

PFFCU’s Loan Center is open Monday - Friday from 8:30am to 4:00pm (by appointment only: 4pm - 5pm Monday thru Wednesday, and 4pm - 7pm Thursday and Friday). We are also open on Saturday by appointment only.