 Consumer Loan Rates |
| Variable Rate Loans |
APR |
How the variable APR is calculated |
Monthly Payment |
Personal Line of Credit
(1) (3) |
9.9% |
prime + 3.9%
minimum rate of 9.9% |
2.25% of the line amount with a minimum payment of $25 |
| 13.9% |
prime + 7.9%
minimum rate of 13.9% |
| 17.9% |
prime + 12.9%
minimum rate of 17.9% |
Visa Platinum, Classic and Secured
(1) (3) |
9.15% |
prime + 5.9%
|
2.50% of outstanding balance amount with a minimum payment of $10 |
13.15%
|
prime + 9.9% |
| 17.9% |
prime + 14.65% |
| Fixed Rate Loans |
APR |
Monthly Payment |
Signature Loan
(1) (2) (3) |
9.9% |
$21.20 |
13.9% |
$23.22 |
17.9% |
$25.34 |
| Pledge Loan |
5.99% |
$19.33 |
1. Personal Line of Credit and Signature Loan reflect ½% discount for automatic payment from a PFFCU account. The current prime rate is 3.25%, as of 08/17/2010.
2. All payment quoted are based on $1,000 borrowed for a term of 60 months.
To get a monthly payment for a specific borrowed amount, multiply the
per-$1000 payment factor by the number of thousand dollars borrowed. For example: if you borrow $10,000, multiply 10 by the monthly figure noted next to the specified loan product.
3. Your rate will depend on your credit score at the time of application.
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