Auto Loan Rates

Loan

APR

Monthly Payment per $1,000 Borrowed⁽¹⁾

New Auto Loan 60 mos⁽²⁾

4.50%
5.50%

$18.64
$19.10

New Auto Loan 66 mos⁽²⁾

4.99%
5.99%

$17.36
$17.82

New Auto Loan 72 mos⁽²⁾

5.25%
6.25%

$16.22
$16.69

New Auto Loan 84 mos

6.25%

$14.73

Used Auto Loan 60 mos⁽²⁾

4.99%
6.25%

$18.87
$19.45

Used Auto Loan 66 mos⁽²⁾

5.50%
6.75%

$17.59
$18.18

Used Auto Loan 72 mos

5.75%

$16.46

Rates reflect a ¼% discount for automatic payment from a PFFCU account. Minimum loan amount for auto loans with terms of 66 months or greater is $10,000. Minimum loan amount for 84 month new auto loans is $15,000. Minimum loan amount for all other auto loans is $5,000. A PFFCU AutoDraft may be used for the purchase of automobiles or trucks only. Members who desire to purchase a motorcycle should apply for a PFFCU Signature Loan.

(1) All payments quoted above are based on per $1,000 borrowed. To get a monthly payment for a specific borrowed amount, multiply the per $1,000 payment factor by the number of thousand dollars borrowed. For example, if you borrow $10,000, multiply 10 by the figure noted next to the specified loan product.

(2)Your rate will depend upon your credit score at the time of the application.