Consumer Loans

PFFCU has loan programs to suit every situation. When you apply online during branch hours, you'll receive a loan decision in less than one hour. If you apply online anytime after branch hours, you'll receive a response the next business day. A PFFCU representative will call you with a decision. Check out our Member Survey and see how members rate our consumer lending process.

VISA
PFFCU's Platinum Rewards VISA ® offers a great low variable rate, with no annual fee, and the opportunity to earn Bonus Points towards travel and merchandise rewards on every purchase you make.

PFFCU's Platinum MoneyBack VISA® earns you cash back with every purchase, The Platinum MoneyBack VISA® offers a great low variable rate with no annual fee.    Learn More»

Signature Loans
A Signature Loan is a low-rate, fixed-term loan that can be obtained with no collateral.   Learn More»

Personal Line of Credit (PLOC)
A PFFCU Personal Line of Credit (PLOC) is easily accessable as cash from an ATM. Or, use it as free overdraft protection for your checking account.    Learn More»

Loan Calculators
Our easy-to-use loan calculators can help you determine your monthly payment amounts.     Learn More»

Visa Balance Transfer Form
Transfer higher-rate credit card balances to your PFFCU VISA® Account today.      Transfer Now»

Free Credit Report
The Fair and Accurate Credit Transactions Act (FACT) enables you to obtain a free copy of your report once a year from each of the three major credit bureaus. Call 1 (877) FACT-ACT or visit the FACT web site to learn more about access to your credit history.    Learn More»

Credit Counseling and Debt Management
PFFCU members can get free, confidential credit counseling and a Debt Management Plan (DMP), with free account set-up, from professional credit counselors at Consumer Credit Counseling Service of Delaware Valley (CCCS).
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