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New and Used Auto Loans

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PFFCU new and used auto loans offer:

  • AutoDraft- a pre-approved loan check, providing convenience and greater negotiating power
  • Remarkably low rates
  • Up to 100% financing on new and used vehicles1
  • ¼% rate discount for automatic payment from a PFFCU account
  • Terms up to 7 years available for new auto loans, and up to 6 years for used auto loans
  • Extended auto warranty coverage

Trust PFFCU's Three Step Vehicle Buying Program.
At PFFCU, we realize that buying a new vehicle is an important decision. To make the best decision, you need the best information. That's why we've developed a plan that helps you get an honest deal on a vehicle, at a low loan rate, from the source you can trust -- PFFCU.

STEP ONE
Get A PFFCU AutoDraft!

Apply for a PFFCU AutoDraft2. Apply by phone, in person, or online during branch hours and you'll receive a loan decision in less than one hour. Or, apply online anytime after branch hours and you'll receive a response the next business day. Our AutoDraft is a pre-approved auto loan that you receive in the form of a check, which is used to purchase a vehicle up to your approved amount. With advance financing, a low loan rate, and a check in hand, you can drive off with the best deal in town.  Apply Now»

How Does the AutoDraft Work?
Once approved for a PFFCU Auto Loan, you'll receive a check good for up to the approved loan amount- that's your AutoDraft. Then, use your AutoDraft as you would a personal check. You can always negotiate a price less than your approved loan amount. In any case, the amount for which you write out your AutoDraft is the amount you'll be financing.

STEP TWO
Select the Car You Want!

Visit our Auto Pricing Service and learn the dealer's cost and the manufacturer's suggested retail price before you visit the dealer. This way, you'll know what you should pay before you pay it! Plus, you can look for detailed information on the types of vehicles that interest you. Learn More»
You can search by:
   Make and Model
   Features - drive train, transmission, etc.
   Payment and Price Range
   Comparisons - Compare 2 vehicles side by side
   New and Used Vehicles

STEP THREE
Drive Your New Vehicle Home!

When it's time to purchase a vehicle: if you're offered either a dealer rebate or a reduced interest rate, take the dealer rebate and get your loan from PFFCU. You'll save yourself money by combining PFFCU's AutoDraft with our expert buying services. Learn the truth about dealer financing»

Payment Protection
Payment Protection is an optional feature for your auto loan that, depending on the package you select, can cancel your loan payment, up to the agreement maximum, if you become involuntarily unemployed, sick or injured. It can also cancel your loan balance, up to the agreement maximum, in the event of loss of life. You can count on Payment Protection to step in and help protect your family and credit rating when you and your family need help the most.

Enrollment in Payment Protection is voluntary and not required to obtain a loan. For more information on Payment Protection (including benefit maximums, eligibility and limitations) please give us a call at (215) 931-0300 or (800) 228-8801.

1 A PFFCU AutoDraft may be used for the purchase of automobiles or trucks only. Members who desire to purchase a motorcycle should apply for a PFFCU Signature Loan.

2 A PFFCU AutoDraft may not be used for sales between private parties, may not be used as a down payment on the purchase of a vehicle, and may not be used to purchase reconditioned or salvaged vehicles. See your AutoDraft for all terms and conditions.

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